Three Practical Ways to Move Your Debt Payoff Forward

Welcome Back!

Last week, we talked about how overwhelming debt can feel and how important it is to simply take the first step. This week, I want to encourage you to keep going by building on your momentum.

Here are 3 practical tips to move your debt payoff forward:

Pick one debt to focus on. Whether it’s your smallest balance (Snowball) or highest interest rate (Avalanche), choose a target so you know exactly where to put extra money.

Cut one expense. Pick a small recurring cost (like a subscription you don’t use often) and redirect it to your debt.

Track your progress. Watching your balances shrink, even by small amounts, keeps you motivated.

Remember, you don’t have to do this alone. Debt is stressful, but community makes it lighter. That’s why we created the Debt Payoff Plan in Female Finance Collective. It’s a 6-week program where we walk you through strategies, mindset shifts, and accountability to help you create a payoff plan you feel good about.

This is the last week to join us before we kick off on Monday, September 29th. If you’ve been waiting for the right time, this is it. Click here and join us today.

You deserve to feel confident and in control of your money. Let’s make it happen together.

With you every step,
Jen + Sybil
Female Finance Collective